Real estate appraisal services for homeowners in the city of Hewett and Boone County
The top reasons WV homeowners order from WV COALFIELD APPRAISALS, INC.:
Do you own a home in or near Hewett? Do you need help determining the value of your real estate?
At WV COALFIELD APPRAISALS, INC., we understand the individual needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at WV COALFIELD APPRAISALS, INC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. WV COALFIELD APPRAISALS, INC. is experts in helping clients just like you get rid of unneeded PMI insurance.
Challenging Boone county's assessment of your property
Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from WV COALFIELD APPRAISALS, INC. is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. WV COALFIELD APPRAISALS, INC. can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.